|
|
Low Interest Credit Cards For Purchases
 Credit cards
offering the longest introductory 0% rate for purchases
Credit cards
with the lowest standard APR for purchases
Introductory Purchase Rates
Many credit cards now come with an introductory interest free period for any purchases you make using the card.
Long Term Low Interest Rates For Purchases
The introductory 0% offers are "teaser" rates, to attract new customers. After the introductory period, you're switched to
the standard rate. Depending on your circumstances this may be more expensive over the
long term than selecting a card that doesn't offer an introductory
rate but has a lower standard rate.
Credit cards offering the longest introductory period for
purchases are listed first.
| Card |
Intro Rate
Balance Transfers |
Intro Rate
Purchases |
Representative APR
(variable) |
|
 Halifax All In One
|
0% for 15 months
(Fee: 3% - min £3)
|
0% for 15 months |
17.9% |
|
|
The APR and length of the promotional offer are dependent on your personal circumstances
|
Representative Example
17.9% representative APR variable
17.95% p.a. variable on purchase
£1,200 credit limit
|
|
 Bank of Scotland Advantage
|
0% for 13 months
(Fee: 3% - min £3)
|
0% for 13 months |
17.9% |
|
|
To qualify you will need to have a Bank of Scotland Current Account which you pay £1,000 or more into each month or hold an Ultimate Reward Current Account.
|
Representative Example
17.9% representative APR variable
17.95% p.a. variable on purchase
£1,200 credit limit
|
|
 NatWest YourPoints World
|
0% for 13 months
(Fee: 2.9% - min £5)
|
0% for 13 months |
17.9% |
|
|
Introductory 2,500 bonus points to all new customers
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
|
Representative Example
Representative 17.9% APR (variable) based on an assumed credit limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable).
|
|
 RBS YourPoints World
|
0% for 13 months
(Fee: 2.9% - min £5)
|
0% for 13 months |
17.9% |
|
|
Introductory 2,500 bonus points to all new customers
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
|
Representative Example
Representative 17.9% APR (variable) based on an assumed credit limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable).
|
|
 Virgin Retail
|
0% for 13 months
(Fee: 2.89%)
|
0% for 13 months |
18.9% |
|
|
|
Representative Example
18.9% representative APR variable
18.9% p.a.variable on purchase
£1,200 credit limit
|
|
 Bank of Scotland All In One
|
0% for 12 months
(Fee: 3% - min £3)
|
0% for 12 months |
17.9% |
|
|
|
Representative Example
17.9% representative APR variable
17.95% p.a. variable on purchase
£1,200 credit limit
|
|
 AA Credit Card
|
0% for 12 months
(Fee: 3% - min £3)
|
0% for 10 months |
16.9% |
|
|
Rewards: Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
16.9% representative APR variable
16.9% p.a.variable on purchase
£1,200 credit limit
|
|
 Play.com
MBNA Europe Bank Limited
Stansfield House,
Chester Business Park,
Wrexham Road,
Chester, CH4 9QQ
|
0% for 6 months
(Fee: 1.5% - min £3)
|
0% for 9 months |
16.9% |
|
|
Receive 1,500 bonus Play Points if you spend £150 on your card within the first 90 days
Suitable for homeowners with a good credit history, aged at least 23 and in full time employment
Rewards: Collect Play Points and redeem them for Play.com gift vouchers. Earn 2 points for every £1 you spend at Play.com and 1 point for every £1 you spend elsewhere.
|
Representative Example
16.9% APR representative variable
16.9% p.a.variable on purchase
£1,200 credit limit
|
|
 Lloyds TSB Advance
|
4.9% for 12 months
(Fee: 3%)
|
0% for 6 months |
11.9% |
|
|
|
Representative Example
11.9% representative APR variable
11.95% p.a. variable on purchase
£1,200 credit limit
|
|
 Virgin All Round
|
0% for 16 months
(Fee: 1.99% - min £3)
|
0% for 6 months |
15.8% |
|
|
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more
|
Representative Example
15.8% representative APR variable
15.8% p.a.variable on purchase
£1,200 credit limit
|
|
 RBS Platinum
The Royal Bank of Scotland plc.
36 St Andrew Square,
Edinburgh,
EN2 2YB
|
0% for 20 months
(Fee: 2.9% - min £5)
|
0% for 6 months |
17.9% |
|
|
1% off the APR for Royalties Gold customers
|
Representative Example
Representative 17.9% APR (variable) based on an assumed credit limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
In the Representative Example above we have used an assumed credit limit of £1,200. The actual credit limit assigned to individual accounts will vary depending on our credit assessment of you.
Pay 0% on balance transfers for 20 months (2.9% fee, min £5).
This offer is only available online.
Over 18s only.
Minimum income to apply: £10k p.a.
|
|
 NatWest Platinum
|
0% for 20 months
(Fee: 2.9% - min £5)
|
0% for 6 months |
17.9% |
|
|
1% off the APR for Advantage Gold customers
|
Representative Example
Representative 17.9% APR (variable) based on an assumed credit limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
In the Representative Example above we have used an assumed credit limit of £1,200. The actual credit limit assigned to individual accounts will vary depending on our credit assessment of you.
Pay 0% on balance transfers for 20 months (2.9% fee, min £5).
This offer is only available online.
Over 18s only.
Minimum income to apply: £10k p.a.
|
|
 Virgin
|
0% for 20 months
(Fee: 2.99%)
|
0% for 3 months |
16.8% |
|
|
Suitable for homeowners with a good credit history, aged at least 25 and in full time employment
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more.
|
Representative Example
16.8% representative APR variable
16.8% p.a.variable on purchase
£1,200 credit limit
|
|
 Halifax
|
0% for 20 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
16.9% representative APR variable
16.94% p.a. variable on purchase
£1,200 example credit limit
|
|
 Bank of Scotland Plus
|
0% for 18 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
|
|
|
Representative Example
16.9% representative APR variable
16.94% p.a. variable on purchase
£1,200 credit limit
|
|
 Halifax
|
0% for 17 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
|
|
|
Representative Example
16.9% representative APR variable
16.94% p.a. variable on purchase
£1,200 credit limit
|
|
 Barclaycard Platinum
Barclays Bank PLC
1 Churchill Place,
London,
E14 5HP
|
0% for 22 months
(Fee: 3.2%)
|
0% for 3 months |
17.5% |
|
|
Refund offer which reduces the handling fee to equivalent of 2.9% for everyone
|
Representative Example
17.5% APR representative variable
17.5% p.a. variable on purchases
£1,200 assumed credit limit
|
|
 Barclaycard Platinum Balance Transfer
|
0% for 24 months
(Fee: 3.2%)
|
0% for 3 months |
17.9% |
|
|
Freeze your interest at 0% until 2014!
|
Representative Example
17.9% representative APR variable
17.9% p.a.variable on purchase
£1,200 credit limit
|
|
 AA Balance Transfer
|
0% for 16 months
(Fee: 2.9%)
|
0% for 3 months |
17.9% |
|
|
Earn AA Rewards Points on all purchases plus double points on fuel and motoring spend
Rewards: Collect AA Rewards Points and exchange them for a range of motoring products and services. Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
17.9% representative APR variable
17.9% p.a.variable on purchase
£1,200 credit limit
|
|
 Halifax Balance Transfer
|
0% for 22 months on balance transfers up to £3,000
(Fee: 3.5% - min £3.50)
|
0% for 3 months |
17.9% |
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
17.9% APR representative variable
17.95% p.a. variable on purchases
£1,200 assumed credit limit
|
|
 Lloyds TSB Platinum
|
0% for 15 months
(Fee: 3%)
|
0% for 3 months |
17.9% |
|
|
|
Representative Example
17.9% representative APR variable
17.95% p.a. variable on purchase
£1,200 credit limit
|
|
 HSBC Bank
|
0% for 23 months
(Fee: 3.3% - min £5)
|
0% for 3 months |
17.9% |
|
|
This product is only available to existing HSBC customers
|
Representative Example
17.9% representative APR variable
17.9% p.a.variable on purchase
£1,200 credit limit
|
|
 Barclaycard Simplicity
Barclays Bank PLC
1 Churchill Place,
London,
E14 5HP
|
7.9%
(Fee: no fee)
|
7.9% |
7.9% |
|
|
Suitable for people with an income of £20,000 or more who have a good credit rating and have always made payments on time
|
Representative Example
7.9% representative APR variable
7.9% p.a.variable on purchase
£1,200 credit limit
|
|
 Capital One Click
Capital One,
Trent House,
Station Street,
Nottingham, NG2 3HX
|
9.9%
(Fee: no fee)
|
9.9% |
9.9% |
|
|
If you love shopping online, the Click Card is designed for you
Suitable for applicants with a very good credit rating and an annual income of over £20,000
Rewards: This card gives you access to exclusive brand discounts when you use it to shop online. New deals and retailers are added every quarter which are valid for a 3 month period
|
Representative Example
9.9% APR representative variable
9.94% p.a. variable on purchases
£1,200 credit limit
|
|
 American Express Platinum Cashback
|
-
|
14.0% |
18.5% |
|
|
Earn 5% cashback for the first three months up to a maximum of £100 plus 2.5% cashback in the anniversary month when you spend £10,000 a year
£25 annual fee
Cashback: Up to 5% cashback on purchases
|
Representative Example
Representative 18.5% APR variable. Based on annual fee of £25 and assumed credit limit of £1200. Interest rate for purchases: 14.0% p.a. variable
|
|
 Capital One World MasterCard
Capital One,
Trent House,
Station Street,
Nottingham, NG2 3HX
|
19.9%
(Fee: no fee)
|
19.9% |
19.9% |
|
|
Earn 5% cashback on purchases for the first 3 months
Suitable for applicants with a perfect credit rating and an annual income of more than £20,000
Cashback: Earn 5% cashback on purchases for the first 3 months (max £100) and up to 1.25% unlimited cashback thereafter
|
Representative Example
19.9% APR representative variable
19.94% p.a. variable on purchases
£1,200 credit limit
|
|
 British Airways American Express
|
-
|
19.9% |
19.9% |
|
|
Get 9,000 bonus Avios when you spend £1,000 on your card within the first 3 months
Rewards: Earn 1 Avios for virtually every £1 you spend. Avios can be redeemed for flights, hotels, car hire, holidays and experiences
|
Representative Example
19.9% representative APR variable
19.9% p.a.variable on purchase
£1,200 credit limit
|
|
 Barclaycard Initial
Barclays Bank PLC
1 Churchill Place,
London,
E14 5HP
|
-
|
29.9% |
29.9% |
|
|
Suitable for people looking to obtain their first credit card or build up credit history
|
Representative Example
29.9% representative APR variable
29.9% p.a.variable on purchase
£1,200 credit limit
|
|
 Capital One Classic
Capital One,
Trent House,
Station Street,
Nottingham, NG2 3HX
|
34.9%
(Fee: 3%)
|
34.9% |
34.9% |
|
|
More tolerant of individuals with poor credit history
|
Representative Example
34.9% APR representative variable
34.94% p.a.variable on purchase
£1,200 credit limit
|
|
 aqua
|
-
|
35.9% |
35.9% |
|
|
Suitable for self-employed applicants or individuals with a poor credit history
|
Representative Example
Your interest rate for purchases is 35.95% p.a with a representative 35.9% APR if you borrowed £1,200 and repaid it over 12 months
|
|
 Vanquis Visa
|
-
|
39.9% |
39.9% |
|
|
Suitable for people new to credit or people with poor credit record
|
Representative Example
Purchase annual interest rate 39.94% (variable)
Amount of credit £1,000
Representative 39.9% APR (variable)
|
|
Credit cards with the lowest standard / typical APR listed first.
| Card |
Intro Rate
Balance Transfers |
Intro Rate
Purchases |
Representative APR
(variable) |
|
Barclaycard Simplicity
Barclays Bank PLC
1 Churchill Place,
London,
E14 5HP
|
7.9%
(Fee: no fee)
|
7.9% |
7.9% |
|
|
Suitable for people with an income of £20,000 or more who have a good credit rating and have always made payments on time
|
Representative Example
7.9% representative APR variable
7.9% p.a.variable on purchase
£1,200 credit limit
|
|
Capital One Click
Capital One,
Trent House,
Station Street,
Nottingham, NG2 3HX
|
9.9%
(Fee: no fee)
|
9.9% |
9.9% |
|
|
If you love shopping online, the Click Card is designed for you
Suitable for applicants with a very good credit rating and an annual income of over £20,000
Rewards: This card gives you access to exclusive brand discounts when you use it to shop online. New deals and retailers are added every quarter which are valid for a 3 month period
|
Representative Example
9.9% APR representative variable
9.94% p.a. variable on purchases
£1,200 credit limit
|
|
Lloyds TSB Advance
|
4.9% for 12 months
(Fee: 3%)
|
0% for 6 months |
11.9% |
|
|
|
Representative Example
11.9% representative APR variable
11.95% p.a. variable on purchase
£1,200 credit limit
|
|
Virgin All Round
|
0% for 16 months
(Fee: 1.99% - min £3)
|
0% for 6 months |
15.8% |
|
|
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more
|
Representative Example
15.8% representative APR variable
15.8% p.a.variable on purchase
£1,200 credit limit
|
|
Virgin
|
0% for 20 months
(Fee: 2.99%)
|
0% for 3 months |
16.8% |
|
|
Suitable for homeowners with a good credit history, aged at least 25 and in full time employment
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more.
|
Representative Example
16.8% representative APR variable
16.8% p.a.variable on purchase
£1,200 credit limit
|
|
Play.com
MBNA Europe Bank Limited
Stansfield House,
Chester Business Park,
Wrexham Road,
Chester, CH4 9QQ
|
0% for 6 months
(Fee: 1.5% - min £3)
|
0% for 9 months |
16.9% |
|
|
Receive 1,500 bonus Play Points if you spend £150 on your card within the first 90 days
Suitable for homeowners with a good credit history, aged at least 23 and in full time employment
Rewards: Collect Play Points and redeem them for Play.com gift vouchers. Earn 2 points for every £1 you spend at Play.com and 1 point for every £1 you spend elsewhere.
|
Representative Example
16.9% APR representative variable
16.9% p.a.variable on purchase
£1,200 credit limit
|
|
Halifax
|
0% for 20 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
16.9% representative APR variable
16.94% p.a. variable on purchase
£1,200 example credit limit
|
|
Bank of Scotland Plus
|
0% for 18 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
|
|
|
Representative Example
16.9% representative APR variable
16.94% p.a. variable on purchase
£1,200 credit limit
|
|
AA Credit Card
|
0% for 12 months
(Fee: 3% - min £3)
|
0% for 10 months |
16.9% |
|
|
Rewards: Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
16.9% representative APR variable
16.9% p.a.variable on purchase
£1,200 credit limit
|
|
Halifax
|
0% for 17 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
|
|
|
Representative Example
16.9% representative APR variable
16.94% p.a. variable on purchase
£1,200 credit limit
|
|
Barclaycard Platinum
Barclays Bank PLC
1 Churchill Place,
London,
E14 5HP
|
0% for 22 months
(Fee: 3.2%)
|
0% for 3 months |
17.5% |
|
|
Refund offer which reduces the handling fee to equivalent of 2.9% for everyone
|
Representative Example
17.5% APR representative variable
17.5% p.a. variable on purchases
£1,200 assumed credit limit
|
|
Bank of Scotland Advantage
|
0% for 13 months
(Fee: 3% - min £3)
|
0% for 13 months |
17.9% |
|
|
To qualify you will need to have a Bank of Scotland Current Account which you pay £1,000 or more into each month or hold an Ultimate Reward Current Account.
|
Representative Example
17.9% representative APR variable
17.95% p.a. variable on purchase
£1,200 credit limit
|
|
Barclaycard Platinum Balance Transfer
|
0% for 24 months
(Fee: 3.2%)
|
0% for 3 months |
17.9% |
|
|
Freeze your interest at 0% until 2014!
|
Representative Example
17.9% representative APR variable
17.9% p.a.variable on purchase
£1,200 credit limit
|
|
NatWest YourPoints World
|
0% for 13 months
(Fee: 2.9% - min £5)
|
0% for 13 months |
17.9% |
|
|
Introductory 2,500 bonus points to all new customers
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
|
Representative Example
Representative 17.9% APR (variable) based on an assumed credit limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable).
|
|
RBS Platinum
The Royal Bank of Scotland plc.
36 St Andrew Square,
Edinburgh,
EN2 2YB
|
0% for 20 months
(Fee: 2.9% - min £5)
|
0% for 6 months |
17.9% |
|
|
1% off the APR for Royalties Gold customers
|
Representative Example
Representative 17.9% APR (variable) based on an assumed credit limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
In the Representative Example above we have used an assumed credit limit of £1,200. The actual credit limit assigned to individual accounts will vary depending on our credit assessment of you.
Pay 0% on balance transfers for 20 months (2.9% fee, min £5).
This offer is only available online.
Over 18s only.
Minimum income to apply: £10k p.a.
|
|
AA Balance Transfer
|
0% for 16 months
(Fee: 2.9%)
|
0% for 3 months |
17.9% |
|
|
Earn AA Rewards Points on all purchases plus double points on fuel and motoring spend
Rewards: Collect AA Rewards Points and exchange them for a range of motoring products and services. Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
17.9% representative APR variable
17.9% p.a.variable on purchase
£1,200 credit limit
|
|
Halifax Balance Transfer
|
0% for 22 months on balance transfers up to £3,000
(Fee: 3.5% - min £3.50)
|
0% for 3 months |
17.9% |
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
17.9% APR representative variable
17.95% p.a. variable on purchases
£1,200 assumed credit limit
|
|
Lloyds TSB Platinum
|
0% for 15 months
(Fee: 3%)
|
0% for 3 months |
17.9% |
|
|
|
Representative Example
17.9% representative APR variable
17.95% p.a. variable on purchase
£1,200 credit limit
|
|
NatWest Platinum
|
0% for 20 months
(Fee: 2.9% - min £5)
|
0% for 6 months |
17.9% |
|
|
1% off the APR for Advantage Gold customers
|
Representative Example
Representative 17.9% APR (variable) based on an assumed credit limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
In the Representative Example above we have used an assumed credit limit of £1,200. The actual credit limit assigned to individual accounts will vary depending on our credit assessment of you.
Pay 0% on balance transfers for 20 months (2.9% fee, min £5).
This offer is only available online.
Over 18s only.
Minimum income to apply: £10k p.a.
|
|
Halifax All In One
|
0% for 15 months
(Fee: 3% - min £3)
|
0% for 15 months |
17.9% |
|
|
The APR and length of the promotional offer are dependent on your personal circumstances
|
Representative Example
17.9% representative APR variable
17.95% p.a. variable on purchase
£1,200 credit limit
|
|
RBS YourPoints World
|
0% for 13 months
(Fee: 2.9% - min £5)
|
0% for 13 months |
17.9% |
|
|
Introductory 2,500 bonus points to all new customers
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
|
Representative Example
Representative 17.9% APR (variable) based on an assumed credit limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable).
|
|
Bank of Scotland All In One
|
0% for 12 months
(Fee: 3% - min £3)
|
0% for 12 months |
17.9% |
|
|
|
Representative Example
17.9% representative APR variable
17.95% p.a. variable on purchase
£1,200 credit limit
|
|
HSBC Bank
|
0% for 23 months
(Fee: 3.3% - min £5)
|
0% for 3 months |
17.9% |
|
|
This product is only available to existing HSBC customers
|
Representative Example
17.9% representative APR variable
17.9% p.a.variable on purchase
£1,200 credit limit
|
|
American Express Platinum Cashback
|
-
|
14.0% |
18.5% |
|
|
Earn 5% cashback for the first three months up to a maximum of £100 plus 2.5% cashback in the anniversary month when you spend £10,000 a year
£25 annual fee
Cashback: Up to 5% cashback on purchases
|
Representative Example
Representative 18.5% APR variable. Based on annual fee of £25 and assumed credit limit of £1200. Interest rate for purchases: 14.0% p.a. variable
|
|
Virgin Retail
|
0% for 13 months
(Fee: 2.89%)
|
0% for 13 months |
18.9% |
|
|
|
Representative Example
18.9% representative APR variable
18.9% p.a.variable on purchase
£1,200 credit limit
|
|
Capital One World MasterCard
Capital One,
Trent House,
Station Street,
Nottingham, NG2 3HX
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19.9%
(Fee: no fee)
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19.9% |
19.9% |
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Earn 5% cashback on purchases for the first 3 months
Suitable for applicants with a perfect credit rating and an annual income of more than £20,000
Cashback: Earn 5% cashback on purchases for the first 3 months (max £100) and up to 1.25% unlimited cashback thereafter
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Representative Example
19.9% APR representative variable
19.94% p.a. variable on purchases
£1,200 credit limit
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British Airways American Express
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-
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19.9% |
19.9% |
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Get 9,000 bonus Avios when you spend £1,000 on your card within the first 3 months
Rewards: Earn 1 Avios for virtually every £1 you spend. Avios can be redeemed for flights, hotels, car hire, holidays and experiences
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Representative Example
19.9% representative APR variable
19.9% p.a.variable on purchase
£1,200 credit limit
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Barclaycard Initial
Barclays Bank PLC
1 Churchill Place,
London,
E14 5HP
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-
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29.9% |
29.9% |
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Suitable for people looking to obtain their first credit card or build up credit history
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Representative Example
29.9% representative APR variable
29.9% p.a.variable on purchase
£1,200 credit limit
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Capital One Classic
Capital One,
Trent House,
Station Street,
Nottingham, NG2 3HX
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34.9%
(Fee: 3%)
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34.9% |
34.9% |
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More tolerant of individuals with poor credit history
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Representative Example
34.9% APR representative variable
34.94% p.a.variable on purchase
£1,200 credit limit
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aqua
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-
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35.9% |
35.9% |
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Suitable for self-employed applicants or individuals with a poor credit history
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Representative Example
Your interest rate for purchases is 35.95% p.a with a representative 35.9% APR if you borrowed £1,200 and repaid it over 12 months
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Vanquis Visa
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-
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39.9% |
39.9% |
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Suitable for people new to credit or people with poor credit record
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Representative Example
Purchase annual interest rate 39.94% (variable)
Amount of credit £1,000
Representative 39.9% APR (variable)
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