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UK Credit Cards Self Employed / Non Status
Credit Cards For Self Employed Individuals
Self employed individuals may find it difficult to obtain credit,
as there is a higher risk of non-payment due to annual earnings being
non-guaranteed. Fortunately there are some credit card lenders that
offer you the opportunity to obtain a credit card if you are self
employed.
Compare
the current deals
No Credit History -
Non Status Credit Cards
Individuals who have no previous or existing credit agreements in place
may find it difficult to obtain credit. This is because they have no
credit history and lenders are unable to assess whether they are
reliable payers or a good risk.
Fortunately some lenders do offer credit cards designed to build your
credit rating, and although their terms may not be as attractive as
those of the products offered to prime applicants, they do offer
individuals the chance of building a credit history.
Aimed at self employed
| Card |
Intro Rate
Balance Transfers |
Intro Rate
Purchases |
Representative APR
(variable) |
|
 aqua
|
-
|
35.9% |
35.9% |
|
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Suitable for self-employed applicants or individuals with a poor credit history
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Representative Example
Your interest rate for purchases is 35.95% p.a with a representative 35.9% APR if you borrowed £1,200 and repaid it over 12 months
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Non status / adverse
| Card |
Intro Rate
Balance Transfers |
Intro Rate
Purchases |
Representative APR
(variable) |
|
 Capital One Classic
Capital One,
Trent House,
Station Street,
Nottingham, NG2 3HX
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34.9%
(Fee: 3%)
|
34.9% |
34.9% |
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More tolerant of individuals with poor credit history
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Representative Example
34.9% APR representative variable
34.94% p.a.variable on purchase
£1,200 credit limit
|
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aqua
|
-
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35.9% |
35.9% |
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Suitable for self-employed applicants or individuals with a poor credit history
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Representative Example
Your interest rate for purchases is 35.95% p.a with a representative 35.9% APR if you borrowed £1,200 and repaid it over 12 months
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 Vanquis Visa
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-
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39.9% |
39.9% |
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Suitable for people new to credit or people with poor credit record
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Representative Example
Purchase annual interest rate 39.94% (variable)
Amount of credit £1,000
Representative 39.9% APR (variable)
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