UK Credit Cards Self Employed / Non Status


Credit Cards For Self Employed Individuals
Self employed individuals may find it difficult to obtain credit, as there is a higher risk of non-payment due to annual earnings being non-guaranteed. Fortunately there are some credit card lenders that offer you the opportunity to obtain a credit card if you are self employed. 

Compare the current deals


No Credit History - Non Status Credit Cards
Individuals who have no previous or existing credit agreements in place may find it difficult to obtain credit. This is because they have no credit history and lenders are unable to assess whether they are reliable payers or a good risk.

Fortunately some lenders do offer credit cards designed to build your credit rating, and although their terms may not be as attractive as those of the products offered to prime applicants, they do offer individuals the chance of building a credit history.

Aimed at self employed


Card Intro Rate
Balance Transfers
Balance Transfer Fee Intro Rate
Purchases
Cashback / Rewards Typical APR
(variable)
 

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Non status / adverse


Card Intro Rate
Balance Transfers
Balance Transfer Fee Intro Rate
Purchases
Cashback / Rewards Typical APR
(variable)
 
Capital One Classic
More tolerant of individuals with poor credit history
- 34.9% - 34.9% Details / Apply
Aqua
- 35.9% - 35.9% Details / Apply
Vanquis Visa
Suitable for people new to credit or people with poor credit record
- 39.9% - 39.9% Details / Apply