Credit Cards with Loyalty Rewards

See who offers the best credit card reward scheme
The basic principle is that you accumulate points as you spend with the credit card. The points are converted into some sort of reward. These could involve anything but typically would be AirMiles and shopping vouchers etc.

Card	Reward Details	Typical APR (variable)
Lloyds TSB Airmiles Duo Credit Card Account	Get two free flights with the Lloyds TSB Airmiles Duo Credit Card Account. Collect one mile for almost every £10 spent on the Lloyds TSB Airmiles Duo American Express® Card, giving you accelerated earnings. The Lloyds TSB Airmiles Duo MasterCard® Card is accepted in 29.9 million places worldwide and you will collect one mile for almost every £50 spent	15.9%	Details / Apply
Virgin	Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more	16.6%	Details / Apply
MBNA Rewards	Collect 1 reward point for every £1 spent. Reward points can be redeemed for travel and entertainment offers or high street vouchers.	16.9%	Details / Apply
AA Credit Card	Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services.	16.9%	Details / Apply
Sony Card	Collect SonyCard Pulsebeats towards Sony products.	16.9%	Details / Apply
Express Rewards	Earn up to 3 points for every £1 spent at major UK supermarkets, 2 points for every £1 at UK department stores and 1 point for every £1 elsewhere.	17.9%	Details / Apply
Virgin Purchases		18.9%	Details / Apply
British Airways American Express	Earn 1 BA Mile for virtually every £1 you spend. BA Miles can be redeemed for flights on British Airways mainline services.	19.9%	Details / Apply

Is a credit card rewards scheme a good reason to pick your plastic?

If you pay the balance off on your credit card in full every month and in doing so avoid incurring interest charges or other fees, it's clearly worth looking into what other benefits you can get from using your card. For instance if you commute long distances and spend a significant amount on petrol or diesel each month, buying your fuel on a reward credit card would enable you to rack up reward points to redeem for shopping vouchers, Airmiles or some other product or service. If you're not confident you can pay off your balance in full, you should pick a card with the lowest interest rate rather than the best credit card rewards.