|
|
Introductory Interest Free Deals
Credit card lenders are so keen to get your custom that there's now a
number of 0% credit card offers to choose from and, as long as your credit rating is fairly good, it makes sense to take advantage of them.
This trend began a couple of years ago with introductory rates of 0% on balance
transfers, but now there are plenty of cards around which charge no interest on new
purchases, and some are even offering both.
If you have an outstanding balance you could benefit from moving your debt to a card with an
introductory 0% rate for balance transfers.
If you want to use the card for purchases at the same time as transferring an old balance to it, then apply for a
card that offers 0% for both balance transfers and new purchases.
As the introductory interest free period is for a limited time,
ideally you want to apply for a card that offers a interest free
period and a competitive ongoing standard rate. Switching Credit Cards
As most of these introductory deals typically last for six months,
it is possible is to switch credit cards when the introductory period
has finished and the standard rate kicks in. For people who are unlikely to remember to do so, it might be better to opt for a card that offers a low
standard (typical APR) interest rate until the transferred balance is cleared.
0% APR for an introductory period on debts transferred from another card
| Card |
Intro Rate Balance Transfers |
Intro Rate Purchases |
Representative APR (variable) |
|
Barclaycard Platinum
Barclays Bank PLC 1 Churchill Place, London, E14 5HP
|
0% for 22 months
(Fee: 2.9%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
Freeze your interest at 0% until 2014 plus receive £30 money back on balance transfers over £2,500!
|
Representative Example
17.9% APR representative variable 17.9% p.a. variable on purchases £1,200 assumed credit limit
|
|
Halifax Balance Transfer
|
0% for 22 months on balance transfers up to £3,000
(Fee: 3.5% - min £3.50)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
17.9% APR representative variable 17.95% p.a. variable on purchases £1,200 assumed credit limit
|
|
Virgin
|
0% for 20 months
(Fee: 2.99%)
|
0% for 3 months |
16.8% |
Details / Apply
|
|
Suitable for homeowners with a good credit history, aged at least 25 and in full time employment
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more.
|
Representative Example
16.8% representative APR variable
16.8% p.a. variable on purchases
£1,200 credit limit
|
|
MBNA
|
0% for 20 months
(Fee: 2.99%)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable
16.9% p.a. variable on purchases
£1,200 credit limit
|
|
Halifax
|
0% for 20 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 example credit limit
|
|
NatWest Platinum
|
0% for 20 months
(Fee: 2.9% - min £5)
|
0% for 6 months |
17.9% |
Details / Apply
|
|
You must be aged over 18 and earning at least £10,000 to apply
|
Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
|
|
RBS Platinum
The Royal Bank of Scotland plc. 36 St Andrew Square, Edinburgh, EN2 2YB
|
0% for 20 months
(Fee: 2.9% - min £5)
|
0% for 6 months |
17.9% |
Details / Apply
|
|
1% off the APR for Royalties Gold customers for at least 12 months
You must be aged over 18 and earning at least £10,000 to apply
|
Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
|
|
Bank of Scotland Plus
|
0% for 18 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 credit limit
|
|
Halifax
|
0% for 17 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 credit limit
|
|
Barclaycard Platinum Balance Transfer
|
0% for 17 months
(Fee: 1.6%)
|
0% for 3 months |
18.9% |
Details / Apply
|
|
|
Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
|
|
Virgin All Round
|
0% for 16 months
(Fee: 1.99% - min £3)
|
0% for 6 months |
15.8% |
Details / Apply
|
|
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more
|
Representative Example
15.8% representative APR variable
15.8% p.a. variable on purchases
£1,200 credit limit
|
|
AA Balance Transfer
|
0% for 16 months
(Fee: 2.9%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
Earn AA Rewards Points on all purchases plus double points on fuel and motoring spend
Rewards: Collect AA Rewards Points and exchange them for a range of motoring products and services. Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
17.9% representative APR variable
17.9% p.a. variable on purchases
£1,200 credit limit
|
|
Lloyds TSB Platinum
|
0% for 15 months
(Fee: 3%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
Halifax All In One
|
0% for 15 months
(Fee: 3% - min £3)
|
0% for 15 months |
17.9% |
Details / Apply
|
|
The APR and length of the promotional offer are dependent on your personal circumstances
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
Barclaycard Platinum Purchase
|
0% for 15 months
(Fee: 2.9%)
|
0% for 15 months |
18.9% |
Details / Apply
|
|
Bursting with easy ways to help you spread the cost
|
Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
|
|
Bank of Scotland Advantage
|
0% for 13 months
(Fee: 3% - min £3)
|
0% for 13 months |
17.9% |
Details / Apply
|
|
To qualify you will need to have a Bank of Scotland Current Account which you pay £1,000 or more into each month or hold an Ultimate Reward Current Account.
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
NatWest YourPoints World
|
0% for 13 months
(Fee: 2.9% - min £5)
|
0% for 13 months |
17.9% |
Details / Apply
|
|
Get 2,500 bonus YourPoints every year
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
|
Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
|
|
RBS YourPoints World
|
0% for 13 months
(Fee: 2.9% - min £5)
|
0% for 13 months |
17.9% |
Details / Apply
|
|
Get 2,500 bonus RBS YourPoints every year
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
|
Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
|
|
Virgin Retail
|
0% for 13 months
(Fee: 2.89%)
|
0% for 13 months |
18.9% |
Details / Apply
|
|
|
Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
|
|
AA Credit Card
|
0% for 12 months
(Fee: 3% - min £3)
|
0% for 10 months |
16.9% |
Details / Apply
|
|
Rewards: Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
16.9% representative APR variable
16.9% p.a. variable on purchases
£1,200 credit limit
|
|
Bank of Scotland All In One
|
0% for 12 months
(Fee: 3% - min £3)
|
0% for 12 months |
17.9% |
Details / Apply
|
|
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
Barclaycard Gold
|
0% for 12 months
(Fee: 2.5%)
|
19.9% |
19.9% |
Details / Apply
|
|
With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
|
Representative Example
19.9% representative APR variable
19.9% p.a. variable on purchases
£1,200 credit limit
|
|
Play.com
MBNA Europe Bank Limited Stansfield House, Chester Business Park, Wrexham Road, Chester, CH4 9QQ
|
0% for 6 months
(Fee: 1.5% - min £3)
|
0% for 9 months |
16.9% |
Details / Apply
|
|
Receive 1,500 bonus Play Points if you spend £150 on your card within the first 90 days
Suitable for homeowners with a good credit history, aged at least 23 and in full time employment
Rewards: Collect Play Points and redeem them for Play.com gift vouchers. Earn 2 points for every £1 you spend at Play.com and 1 point for every £1 you spend elsewhere.
|
Representative Example
16.9% APR representative variable 16.9% p.a.variable on purchase £1,200 credit limit
|
|
0% APR for an introductory period on new purchases
| Card |
Intro Rate Balance Transfers |
Intro Rate Purchases |
Representative APR (variable) |
|
Halifax All In One
|
0% for 15 months
(Fee: 3% - min £3)
|
0% for 15 months |
17.9% |
Details / Apply
|
|
The APR and length of the promotional offer are dependent on your personal circumstances
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
Barclaycard Platinum Purchase
|
0% for 15 months
(Fee: 2.9%)
|
0% for 15 months |
18.9% |
Details / Apply
|
|
Bursting with easy ways to help you spread the cost
|
Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
|
|
RBS YourPoints World
|
0% for 13 months
(Fee: 2.9% - min £5)
|
0% for 13 months |
17.9% |
Details / Apply
|
|
Get 2,500 bonus RBS YourPoints every year
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
|
Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
|
|
Bank of Scotland Advantage
|
0% for 13 months
(Fee: 3% - min £3)
|
0% for 13 months |
17.9% |
Details / Apply
|
|
To qualify you will need to have a Bank of Scotland Current Account which you pay £1,000 or more into each month or hold an Ultimate Reward Current Account.
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
NatWest YourPoints World
|
0% for 13 months
(Fee: 2.9% - min £5)
|
0% for 13 months |
17.9% |
Details / Apply
|
|
Get 2,500 bonus YourPoints every year
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
|
Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
|
|
Virgin Retail
|
0% for 13 months
(Fee: 2.89%)
|
0% for 13 months |
18.9% |
Details / Apply
|
|
|
Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
|
|
Bank of Scotland All In One
|
0% for 12 months
(Fee: 3% - min £3)
|
0% for 12 months |
17.9% |
Details / Apply
|
|
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
AA Credit Card
|
0% for 12 months
(Fee: 3% - min £3)
|
0% for 10 months |
16.9% |
Details / Apply
|
|
Rewards: Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
16.9% representative APR variable
16.9% p.a. variable on purchases
£1,200 credit limit
|
|
Play.com
MBNA Europe Bank Limited Stansfield House, Chester Business Park, Wrexham Road, Chester, CH4 9QQ
|
0% for 6 months
(Fee: 1.5% - min £3)
|
0% for 9 months |
16.9% |
Details / Apply
|
|
Receive 1,500 bonus Play Points if you spend £150 on your card within the first 90 days
Suitable for homeowners with a good credit history, aged at least 23 and in full time employment
Rewards: Collect Play Points and redeem them for Play.com gift vouchers. Earn 2 points for every £1 you spend at Play.com and 1 point for every £1 you spend elsewhere.
|
Representative Example
16.9% APR representative variable 16.9% p.a.variable on purchase £1,200 credit limit
|
|
Lloyds TSB Advance
|
4.9% for 12 months
(Fee: 3%)
|
0% for 6 months |
11.9% |
Details / Apply
|
|
|
Representative Example
11.9% representative APR variable 11.95% p.a. variable on purchase £1,200 credit limit
|
|
Virgin All Round
|
0% for 16 months
(Fee: 1.99% - min £3)
|
0% for 6 months |
15.8% |
Details / Apply
|
|
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more
|
Representative Example
15.8% representative APR variable
15.8% p.a. variable on purchases
£1,200 credit limit
|
|
NatWest Platinum
|
0% for 20 months
(Fee: 2.9% - min £5)
|
0% for 6 months |
17.9% |
Details / Apply
|
|
You must be aged over 18 and earning at least £10,000 to apply
|
Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
|
|
RBS Platinum
The Royal Bank of Scotland plc. 36 St Andrew Square, Edinburgh, EN2 2YB
|
0% for 20 months
(Fee: 2.9% - min £5)
|
0% for 6 months |
17.9% |
Details / Apply
|
|
1% off the APR for Royalties Gold customers for at least 12 months
You must be aged over 18 and earning at least £10,000 to apply
|
Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
|
|
Virgin
|
0% for 20 months
(Fee: 2.99%)
|
0% for 3 months |
16.8% |
Details / Apply
|
|
Suitable for homeowners with a good credit history, aged at least 25 and in full time employment
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more.
|
Representative Example
16.8% representative APR variable
16.8% p.a. variable on purchases
£1,200 credit limit
|
|
MBNA
|
0% for 20 months
(Fee: 2.99%)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable
16.9% p.a. variable on purchases
£1,200 credit limit
|
|
Bank of Scotland Plus
|
0% for 18 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 credit limit
|
|
Halifax
|
0% for 17 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 credit limit
|
|
Halifax
|
0% for 20 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 example credit limit
|
|
AA Balance Transfer
|
0% for 16 months
(Fee: 2.9%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
Earn AA Rewards Points on all purchases plus double points on fuel and motoring spend
Rewards: Collect AA Rewards Points and exchange them for a range of motoring products and services. Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
17.9% representative APR variable
17.9% p.a. variable on purchases
£1,200 credit limit
|
|
Halifax Balance Transfer
|
0% for 22 months on balance transfers up to £3,000
(Fee: 3.5% - min £3.50)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
17.9% APR representative variable 17.95% p.a. variable on purchases £1,200 assumed credit limit
|
|
Lloyds TSB Platinum
|
0% for 15 months
(Fee: 3%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
Barclaycard Platinum
Barclays Bank PLC 1 Churchill Place, London, E14 5HP
|
0% for 22 months
(Fee: 2.9%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
Freeze your interest at 0% until 2014 plus receive £30 money back on balance transfers over £2,500!
|
Representative Example
17.9% APR representative variable 17.9% p.a. variable on purchases £1,200 assumed credit limit
|
|
Barclaycard Platinum Balance Transfer
|
0% for 17 months
(Fee: 1.6%)
|
0% for 3 months |
18.9% |
Details / Apply
|
|
|
Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
|
|
Barclaycard Initial
Barclays Bank PLC 1 Churchill Place, London, E14 5HP
|
-
|
0% for 3 months |
29.9% |
Details / Apply
|
|
Suitable for people looking to obtain their first credit card or build up credit history. Simplify your finances and improve your credit rating even if you have missed payments or have had CCJs over 12 months ago
|
Representative Example
29.9% representative APR variable
29.9% p.a. variable on purchases
£1,200 credit limit
|
|
0% APR for an introductory period on balances transferred and new purchases
| Card |
Intro Rate Balance Transfers |
Intro Rate Purchases |
Representative APR (variable) |
|
Virgin
|
0% for 20 months
(Fee: 2.99%)
|
0% for 3 months |
16.8% |
Details / Apply
|
|
Suitable for homeowners with a good credit history, aged at least 25 and in full time employment
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more.
|
Representative Example
16.8% representative APR variable
16.8% p.a. variable on purchases
£1,200 credit limit
|
|
Bank of Scotland Plus
|
0% for 18 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 credit limit
|
|
MBNA
|
0% for 20 months
(Fee: 2.99%)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable
16.9% p.a. variable on purchases
£1,200 credit limit
|
|
Halifax
|
0% for 20 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 example credit limit
|
|
Halifax
|
0% for 17 months
(Fee: 3% - min £3)
|
0% for 3 months |
16.9% |
Details / Apply
|
|
|
Representative Example
16.9% representative APR variable 16.94% p.a. variable on purchase £1,200 credit limit
|
|
Lloyds TSB Platinum
|
0% for 15 months
(Fee: 3%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
|
Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
|
|
Barclaycard Platinum
Barclays Bank PLC 1 Churchill Place, London, E14 5HP
|
0% for 22 months
(Fee: 2.9%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
Freeze your interest at 0% until 2014 plus receive £30 money back on balance transfers over £2,500!
|
Representative Example
17.9% APR representative variable 17.9% p.a. variable on purchases £1,200 assumed credit limit
|
|
Halifax Balance Transfer
|
0% for 22 months on balance transfers up to £3,000
(Fee: 3.5% - min £3.50)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
You must have an annual income of £20,000 or more to apply
|
Representative Example
17.9% APR representative variable 17.95% p.a. variable on purchases £1,200 assumed credit limit
|
|
AA Balance Transfer
|
0% for 16 months
(Fee: 2.9%)
|
0% for 3 months |
17.9% |
Details / Apply
|
|
Earn AA Rewards Points on all purchases plus double points on fuel and motoring spend
Rewards: Collect AA Rewards Points and exchange them for a range of motoring products and services. Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
|
Representative Example
17.9% representative APR variable
17.9% p.a. variable on purchases
£1,200 credit limit
|
|
Barclaycard Platinum Balance Transfer
|
0% for 17 months
(Fee: 1.6%)
|
0% for 3 months |
18.9% |
Details / Apply
|
|
|
Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
|
|
Virgin All Round
|
0% for 16 months
(Fee: 1.99% - min £3)
|
0% for 6 months |
15.8% |
Details / Apply
|
|
Rewards: Cardholders can take advantage of exclusive instant savings across the Virgin group with discounted holidays, wine, gym membership, experience days and more
|
Representative Example
15.8% representative APR variable
15.8% p.a. variable on purchases
£1,200 credit limit
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RBS Platinum
The Royal Bank of Scotland plc. 36 St Andrew Square, Edinburgh, EN2 2YB
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0% for 20 months
(Fee: 2.9% - min £5)
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0% for 6 months |
17.9% |
Details / Apply
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1% off the APR for Royalties Gold customers for at least 12 months
You must be aged over 18 and earning at least £10,000 to apply
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Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
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NatWest Platinum
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0% for 20 months
(Fee: 2.9% - min £5)
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0% for 6 months |
17.9% |
Details / Apply
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You must be aged over 18 and earning at least £10,000 to apply
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Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
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Play.com
MBNA Europe Bank Limited Stansfield House, Chester Business Park, Wrexham Road, Chester, CH4 9QQ
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0% for 6 months
(Fee: 1.5% - min £3)
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0% for 9 months |
16.9% |
Details / Apply
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Receive 1,500 bonus Play Points if you spend £150 on your card within the first 90 days
Suitable for homeowners with a good credit history, aged at least 23 and in full time employment
Rewards: Collect Play Points and redeem them for Play.com gift vouchers. Earn 2 points for every £1 you spend at Play.com and 1 point for every £1 you spend elsewhere.
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Representative Example
16.9% APR representative variable 16.9% p.a.variable on purchase £1,200 credit limit
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AA Credit Card
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0% for 12 months
(Fee: 3% - min £3)
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0% for 10 months |
16.9% |
Details / Apply
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Rewards: Earn AA Reward Points every time you spend. Collect 1 AA point for every £1 you spend with double points on fuel and motoring purchases. Use your points to purchase from a range of motoring products and services
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Representative Example
16.9% representative APR variable
16.9% p.a. variable on purchases
£1,200 credit limit
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Bank of Scotland All In One
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0% for 12 months
(Fee: 3% - min £3)
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0% for 12 months |
17.9% |
Details / Apply
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Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
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NatWest YourPoints World
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0% for 13 months
(Fee: 2.9% - min £5)
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0% for 13 months |
17.9% |
Details / Apply
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Get 2,500 bonus YourPoints every year
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
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Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
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Bank of Scotland Advantage
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0% for 13 months
(Fee: 3% - min £3)
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0% for 13 months |
17.9% |
Details / Apply
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To qualify you will need to have a Bank of Scotland Current Account which you pay £1,000 or more into each month or hold an Ultimate Reward Current Account.
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Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
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RBS YourPoints World
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0% for 13 months
(Fee: 2.9% - min £5)
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0% for 13 months |
17.9% |
Details / Apply
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Get 2,500 bonus RBS YourPoints every year
Rewards: The card gives you one reward point for every £1 you spend. Bonus points are also gifted on a yearly basis thereafter. Points can be redeemed against flights, holidays, shopping vouchers and experiences and at retail outlets including Marks & Spencer, Boots, easyJet, Harvey Nichols and Amazon
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Representative Example
Representative APR: 17.9% APR (variable) Purchase rate: 17.95% p.a. (variable) Assumed credit limit: £1,200
The actual credit limit assigned to individual accounts will vary depending on a credit assessment of you
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Virgin Retail
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0% for 13 months
(Fee: 2.89%)
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0% for 13 months |
18.9% |
Details / Apply
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Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
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Halifax All In One
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0% for 15 months
(Fee: 3% - min £3)
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0% for 15 months |
17.9% |
Details / Apply
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The APR and length of the promotional offer are dependent on your personal circumstances
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Representative Example
17.9% representative APR variable 17.95% p.a. variable on purchase £1,200 credit limit
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Barclaycard Platinum Purchase
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0% for 15 months
(Fee: 2.9%)
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0% for 15 months |
18.9% |
Details / Apply
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Bursting with easy ways to help you spread the cost
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Representative Example
18.9% representative APR variable
18.9% p.a. variable on purchases
£1,200 credit limit
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