UK Credit Cards For People with CCJs

County Court Judgements (CCJ)
A CCJ is an adverse ruling by a County Court against an individual who has not satisfied their credit agreements and who has not made the necessary debt repayments to their creditors. 

Once the ruling has taken place it will be recorded against the person's credit history and will appear on every credit search for the next seven years. This may affect the quality and the quantity of the credit card facilities available to the individual, as they are likely to be classed as a higher risk proposition.