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credit cards with cash back
With credit card cashback a proportion (usually 0.5%) of your spending is returned to you in cash. Usually it’s totalled up and paid annually, either on the anniversary of the account opening or a fixed date.
Cashback schemes tend to outperform reward points schemes when compared.
You should only really choose a card with cashback if you’re never charged interest otherwise the cost
of the interest will outweigh the cashback gain. If you always repay the card in full each
month, the cashback is money the credit card company is giving you.