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Glossary

 

Credit Cards with Cashback

Click here to compare credit cards with cash back

With credit card cashback a proportion (usually 0.5%) of your spending is returned to you in cash. Usually it’s totalled up and paid annually, either on the anniversary of the account opening or a fixed date. 

Cashback schemes tend to outperform reward points schemes when compared. 

You should only really choose a card with cashback if you’re never charged interest otherwise the cost of the interest will outweigh the cashback gain. If you always repay the card in full each month, the cashback is money the credit card company is giving you.

Card Typical APR (variable) for purchases Cashback    
American Express Platinum MoneyBack 18.9% Up to 5% cashback on purchases Details Apply
Barclaycard Platinum with cashback 14.9% 1% cashback on supermarket and petrol spend and 0.5% cashback on all other spending (up to £15 each a month) Details Apply
GM 14.9% Collect Rebate Points and save up to £2,000 off a new Vauxhall car or up to £2,500 off a new Saab car Details Apply
Egg 16.9% Cash back at selected online retailers Details Apply