Express Rewards

With the new Express Rewards Credit Card, you earn more points in the places you use your card the most. Earn up to 3 points for every £1 spent at major UK supermarkets, 2 points for every £1 at UK department stores and 1 point for every £1 elsewhere.

Once you reach 5,000 points, you can exchange them for a £25 gift voucher from a selection of favourite high street and online stores including Marks & Spencer, Amazon, Boots, HMV, House of Fraser, Comet, Homebase, iTunes, Molton Brown, Waterstones, Harrods, Tiffany & Co and Net-A-Porter.com.

There is no annual fee and you’ll also receive 6,000 bonus points (worth £30) when you spend £500 in the first 3 months.

Balance Transfers: 17.9%
Balance Transfer Fee : 3%
Purchases : 0% for 6 months
Cashback / Rewards: Collect points and exchange them for gift vouchers


Representative APR (variable): 17.9%

Representative Example:
17.9% representative APR variable
17.9% p.a.variable on purchase
£1,200 credit limit

More details / apply for the Express Rewards credit card