Best Credit Cards

Introductory Deals
There are many credit cards currently offering introductory nought per cent interest deals to new customers. The introductory zero per cent offers provide a bit of breathing space for six or nine months to pay off debts or to make some purchases with interest free credit.

However, choosing the best card for you is more complicated than it might seem. Some zero per cent offers apply to new purchases as well as balance transfers, whereas some do not. It is also important to check what rate (typical APR) the card will revert to once the zero per cent period is up. Also if you're looking to transfer a debt from another card, pay attention to the transfer fee.

The table below shows a summary of some of the best credit card deals available today.

This Week's Featured Card

Card	Intro Rate Balance Transfers	Balance Transfer Fee	Intro Rate Purchases	Typical APR (variable)
Bank of Scotland All In One	0% for 9 months	3% - min £3	0% for 9 months	15.9%	Details / Apply
NatWest	16.9%	no fee	4.9% for 9 months	16.9%	Details / Apply

Lowest Standard APR

Card	Intro Rate Balance Transfers	Balance Transfer Fee	Intro Rate Purchases	Typical APR (variable)
American Express Nectar	-	-	15.9%	15.9%	Details / Apply
Halifax All In One	0% for 9 months	3% - min £3	0% for 9 months	15.9%	Details / Apply
MBNA Rewards	0% for 13 months	2.9% - min £3	0% for 3 months	15.9%	Details / Apply
MBNA Platinum Plus	0% until July 2010	2.9%	0% until September 2009	15.9%	Details / Apply
Bank of Scotland All In One	0% for 9 months	3% - min £3	0% for 9 months	15.9%	Details / Apply

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Balance Transfers - Introductory Rates

Card	Intro Rate Balance Transfers	Balance Transfer Fee	Intro Rate Purchases	Typical APR (variable)
NatWest Gold	8.9% for the life of the balance	no fee	8.9% for nine months	16.9%	Details / Apply
Virgin	0% for 16 months	2.98%	0% for 3 months	16.6%	Details / Apply
NatWest Platinum	0% for 15 months	2.9% - min £5	0% for 3 months	16.9%	Details / Apply
HSBC Bank	0% for 15 months	2.9% - min £5	0% for 3 months	16.9%	Details / Apply
RBS Platinum	0% for 15 months	2.9% - min £5	0% for 3 months	16.9%	Details / Apply

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Purchases - Introductory Rates

Card	Intro Rate Balance Transfers	Balance Transfer Fee	Intro Rate Purchases	Typical APR (variable)
Halifax All In One	0% for 9 months	3% - min £3	0% for 9 months	15.9%	Details / Apply
Bank of Scotland All In One	0% for 9 months	3% - min £3	0% for 9 months	15.9%	Details / Apply
NatWest	16.9%	no fee	4.9% for 9 months	16.9%	Details / Apply
NatWest Gold	8.9% for the life of the balance	no fee	8.9% for nine months	16.9%	Details / Apply
Royal Bank of Scotland	16.9%	no fee	4.9% for 9 months	16.9%	Details / Apply

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