Best Credit Cards

Introductory Deals
There are many credit cards currently offering introductory nought per cent interest deals to new customers.  The introductory zero per cent offers provide a bit of breathing space for six or nine months to pay off debts or to make some purchases with interest free credit.

However, choosing the best card for you is more complicated than it might seem. Some zero per cent offers apply to new purchases as well as balance transfers, whereas some do not. It is also important to check what rate (typical APR) the card will revert to once the zero per cent period is up.  Also if you're looking to transfer a debt from another card, pay attention to the transfer fee. 

The table below shows a summary of some of the best credit card deals available today.

This Week's Featured Card

Card Intro Rate
Balance Transfers
Balance Transfer Fee Intro Rate
Purchases
Cashback / Rewards Typical APR
(variable)
Barclaycard Simplicity
6.8% no fee 6.8% - 6.8% Details / Apply
Lowest Standard APR

Card Intro Rate
Balance Transfers
Balance Transfer Fee Intro Rate
Purchases
Cashback / Rewards Typical APR
(variable)
Barclaycard Simplicity
6.8% no fee 6.8% - 6.8% Details / Apply
Halifax All In One
0% for 10 months 3% - min £3 0% for 10 months - 15.9% Details / Apply
Lloyds TSB Airmiles Duo Credit Card Account
Get two free flights with the Lloyds TSB Airmiles Duo Credit Card Account
0% for 6 months 3% 15.9% Collect Airmiles on purchases and balance transfers and redeem them for flights and hotels 15.9% Details / Apply
Bank of Scotland All In One
0% for 9 months 3% - min £3 0% for 9 months - 15.9% Details / Apply
Virgin
Suitable for homeowners with a good credit history, aged at least 25 and in full time employment
0% for 14 months 2.98% 0% for 3 months - 16.6% Details / Apply

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Balance Transfers  - Introductory Rates

Card Intro Rate
Balance Transfers
Balance Transfer Fee Intro Rate
Purchases
Cashback / Rewards Typical APR
(variable)
NatWest Platinum
1% off the APR for Advantage Gold customers
0% for 16 months 2.9% - min £5 0% for 3 months - 16.9% Details / Apply
RBS Platinum
1% off the APR for Royalties Gold customers
0% for 16 months 2.9% - min £5 0% for 3 months - 16.9% Details / Apply
HSBC Bank
This product is only available to existing HSBC customers
0% for 15 months 2.9% - min £5 0% for 3 months - 16.9% Details / Apply
Barclaycard Platinum
0% for 15 months 2.9% 0% for 3 months - 16.9% Details / Apply
Virgin
Suitable for homeowners with a good credit history, aged at least 25 and in full time employment
0% for 14 months 2.98% 0% for 3 months - 16.6% Details / Apply

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Purchases - Introductory Rates

Card Intro Rate
Balance Transfers
Balance Transfer Fee Intro Rate
Purchases
Cashback / Rewards Typical APR
(variable)
Virgin Purchases
0% for 12 months 2.98% 0% for 12 months Exclusive savings across the Virgin group and beyond 18.9% Details / Apply
Halifax All In One
0% for 10 months 3% - min £3 0% for 10 months - 15.9% Details / Apply
AA Credit Card
0% for 12 months 3% - min £3 0% for 10 months Collect AA Rewards Points and exchange them for a range of motoring products and services 16.9% Details / Apply
Bank of Scotland All In One
0% for 9 months 3% - min £3 0% for 9 months - 15.9% Details / Apply
Sony Card
0% for 12 months 3% - min £3 0% for 6 months - 16.9% Details / Apply

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