UK Credit Cards Guide

This site is designed to provide an insight into the best credit card deals currently on offer.

If you're in the hunt for a new card, simply compare what's available and decide which one is right for you.

Whether you desire a credit card that offers a 0% introductory rate, want to save money on interest charges by transferring your debt to a card that offers a competitive balance transfer rate or want a permanently low interest rate for purchases, you're sure to find a suitable deal.

0% Credit Card Deals

As an incentive to switch providers, many card companies including Barclaycard, HSBC, MBNA and NatWest, offer 0% credit card rates for balance transfers and or purchases for a specified period.

If you don't pay off your balance each month, you could save money by switching to a zero interest period for balance transfers. These credit cards offer zero interest for a specified period. Most of the promotions last for around 12 months, although there are some offering promotional rates for 20 months of more.  Details

Low Interest Rates For Purchases

Visit this section too see which issuers are offering low interest rates for new purchases.

Compare the current rates on offer and see which cards offer the lowest standard APR or longest introductory interest free period for purchases. Some offer 0% interest on purchases for 12 months.  Details

Credit Card Balance Transfers

If you're carrying over a balance each month, you could save money on interest by transferring the debt to a new credit card which has a cheaper rate. Visit this section to compare the best credit cards for balance transfers. Simply shifting your card debt to another company can provide enormous savings.

If you are attracted by the interest free APR rates, you need to consider whether you envisage paying off your debt within the introductory period. If not it is probably better to take advantage of a provider offering a favourable credit card balance transfer rate for the life of the transfer (until the debt is cleared). Details